Something about insurance

A more profound difference in the facilities to allow the insurance within the relevant sub-sectors.

Property insurance can be classified, on the one hand, the forms of property ownership and the characteristics of the insured, on the other hand, based on risk. Based on the first criterion, the following:
• insurance of public property, in which insurers are the relevant government authorities;
• property insurance companies, formed on the basis of equity or share capital, which are insured by the enterprise;
• insurance of property belonging to private entrepreneurs, who are insured;
• insurance of the leased property, insured by the lessees;
• property insurance citizens.

Based on the risk of property insurance is divided into:
• insurance of various assets (industrial, domestic, public, etc.) from fire and other natural disasters;
• insurance of various assets (including vehicles) from theft, accident, theft, etc.;
• insurance of animals from the case and forced the slaughter;
• insurance of crops against drought and other natural disasters.

A special sub property insurance is insurance of business risks. Under the Civil Code, in which case the insurers fully or partially cover the loss of business due to a breach of the obligations counteragents entrepreneur or a change of conditions of this activity, for reasons of the entrepreneur, including the failure of expected revenue.