For property insurance include insurance of property interests of legal and natural persons associated with material values, such as:
• Miscellaneous;
• Income (loss) from the property or potential monetary costs associated with civil liability for injury to other legal or natural persons (including for breach of contract).

Act in addition to property and life insurance provided as a separate branch of liability insurance. Liability insurance is an insurance of the property interests of legal persons and natural persons for the recovery of the damage caused by the tangible and the intangible values of a third party, such as:
• Miscellaneous,
• life, health, disability;
• losses due to damage to health, personality, or the inability to make full use of assets (including for breach of contract).
Consequently, liability insurance and property protection, and personal interests, and more logical to his selection of property insurance in a separate, independent branch.